Team in Casablanca
Our African payroll specialists configure and run your payroll — one team, one accountable contract.
Popay Payroll · Morocco PopayPayroll
Payroll in Morocco, handled the local way.
CNSS and AMO contributions, Labour Code payslips, CDI/CDD contracts and leave — configured to Moroccan law, not bolted on.
Team in Casablanca. The people who run your payroll know Moroccan law from the inside — CNSS, AMO, Labour Code, no shortcuts.
Talk to our African payroll team No commitment — a working conversation about your team in Morocco.
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MA Casablanca · North Africa hub — payroll live in Morocco today
Calculate your Morocco payroll
See real Morocco net pay in seconds — computed with the same engine that runs payroll across Africa.
Understand HR in Morocco
Everything Morocco payroll asks of an employer — in one place.
The full local picture for Morocco: statutory contributions and the rules our engine runs natively — maintained by our Pan-African legislation team.
01 · At a glance
Morocco payroll, by the numbers
The fixed parameters every Moroccan payroll run starts from.
Capital
Rabat (Casablanca — economic hub)
Local currency
Moroccan Dirham MAD — managed float
Official languages
Arabic, Tamazight French widely used in business
Payroll frequency
Monthly Weekly also lawful
Standard VAT
20%
Minimum wage (SMIG)
≈ 3.500 MAD / mo For 191 working hours (2024 revision)
Legal working age
15 years 18 for hazardous work
GDP growth
+3,4% 2024
Working week
44 hours Overtime +25% to +100%
New
02 · Taxation, social contributions & retirement
Social contributions in Morocco
Declared monthly by the employer to *CNSS
| Scheme | Employer | Employee | Basis & notes |
|---|---|---|---|
| CNSS — Family allowances | 6.40% | 0% | No ceiling |
| CNSS — Short-term benefits (maternité, maladie) | 1.05% | 0.52% | No ceiling |
| CNSS — Long-term pensionCeiling applied to base salary | 8.98% | 4.48% | 6,000 MAD/month |
| AMO — Assurance maladie obligatoire | 4.11% | 2.26% | No ceiling |
| Taxe de formation professionnelle (TFP) | 1.60% | 0% | No ceiling |
| IGR — Impôt général sur le revenuEmployer withholds monthly | Withheld at source | Progressive (0–38%) | — |
CNSS remitted monthly before the 10th. AMO same schedule. IGR withheld monthly.
03 · Employment contracts
CDI, CDD and the formalities that bind them
Morocco's Labour Code regulates
CDI — Contrat à durée indéterminée
CDD — Contrat à durée déterminée
Contrat de saison
New
04 · Leave & employee rights
Leave entitlements set by the Labour Code
The Code sets the floor; seniorit
Annual leave (congé annuel payé)
Sick leave (maladie)
Maternity leave (congé de maternité)
Paternity leave (congé de paternité)
05 · Collective agreements
The convention that applies to your sector
Your industry's collective agree
Commerce & distribution
Covers retail, wholesale and import/export companies. Sets minimum scale wages b
Banking sector (GPBM)
Negotiated at sector level by the Groupement Professionnel des Banques du Maroc.
Construction & civil engineering
Regulates daily-rated (SMAG) and monthly workers in the sector. Includes specifi
Tourism & hospitality
Seasonal contracts are common under this agreement. Sets rates for tip sharing,
06 · Payslip & declaration rules
What a compliant Moroccan payslip carries
The payslip and the monthly decla
Gross remunerationCode du Travail, Art. 345
- Base salaryCDI/CDD contractual rate
- Seniority premium (ancienneté)5% after 2y, 10% after 5y, 15% after 12y, 20% after 20y, 25% after 25y
- Variable pay / commissionsIf applicable per contract
- Benefits in kindHousing, vehicle, meals valued at CNSS schedule
Employee deductionsCNSS & DGI
- CNSS pension contribution4.48% capped at 6,000 MAD/month
- CNSS short-term contribution0.52% on gross
- AMO (health insurance)2.26% on gross
- IGR withheld at sourceProgressive 0–38% on taxable net after deductions
Employer contributions (shown for reference)CNSS & DGI
- CNSS family allowances6.40% on gross
- CNSS pension (employer share)8.98% capped at 6,000 MAD/month
- CNSS short-term (employer share)1.05% on gross
- AMO (employer share)4.11% on gross
- Taxe de formation professionnelle1.60% on gross
Native Morocco payroll — and one accountable partner.
We own the gross-to-net engine
Morocco rules are configured natively inside our engine, not stitched from third-party aggregators.
Always current
Regulatory changes are monitored and your configuration updated — so every payslip stays compliant.
Meet Mustapha Kasri, your Popay expert in Casablanca.
In HR, personal contact is everything — and it starts from the first exchange. Tell us about your team in Morocco and we'll map your options, plainly and without commitment.
Popay helped us simplify managing our workforce across Morocco — payroll, contracts and compliance in one place. Reliable, efficient, and always current with local law.
Morocco payroll, answered
Does Popay handle CNSS and AMO declarations in Morocco?
Yes. We file your monthly declarations to CNSS — which covers family allocations, pension, short-term benefits and AMO (health insurance) — via the Damancom platform before the 10th of the following month, with ceilings and sector rates applied automatically.
Is your Moroccan payroll native, or run through a third party?
Native. Popay owns the gross-to-net engine, and Moroccan legislation — SMIG, CNSS ceilings, AMO, Labour Code payslip requirements — is configured inside it. We don’t stitch together third-party aggregators, so there’s one accountable system and one contract.
Can Popay produce a fully compliant Moroccan payslip?
Yes. Payslips carry every legal mention required by Labour Code Article 371 — position, salary, overtime, deductions and net payable — and we maintain the signed payroll register for each payment.
Do you have a team in Morocco?
Yes — a local team in Casablanca, our North Africa hub. The people who configure and run your payroll are in-country and in your time zone, led by our regional expert Mustapha Kasri.
Which collective agreements do you support?
The national interprofessional agreement (CCNI) plus the main sector conventions — Commerce, BTP (construction), Metallurgy & Industries, Banking & Insurance, and Hôtellerie — applied to your employees’ classification.
Review your HR needs in Morocco — in 30 minutes.
Questions about payroll, local compliance or digitising your processes? Take a no-commitment slot with our dedicated North Africa expert. Plain, specific, useful.
